Restaurant insurance for your business.
US Restaurant Insure connects restaurant owners nationwide with Provident Financial Group.
Restaurant Insurance, done right.
US Restaurant Insure helps restaurant owners explore insurance options with Provident Financial Group. We focus on the needs of restaurants, cafés, coffee shops, pizzerias, bars, bakeries, food trucks, and catering businesses nationwide.
Restaurant insurance can combine general liability, property, workers’ compensation, liquor liability, cyber, and other coverages based on your operations. Explore our restaurant coverage guide and restaurant insurance FAQs, then discuss your locations, employees, alcohol service, and delivery activities with our team. Policy terms, limits, exclusions, and eligibility determine the protection available.
How to Get Coverage
Getting Coverage is Quick and Easy
Answer a few questions
Provide us with your details via our easy-to-use web form.
Review our quote
If you like the quote you received from us, proceed with supplying your e-signature and your payment information.
Get Coverage
Review your coverage confirmation and policy effective date with our team.
Broad Offerings with Personalized Support
Trusted for Over 15 Years
Most Popular Services
- General Liability Insurance
- Workers’ Compensation Insurance
- Commercial Property Insurance
- Liquor Liability
- Business Interruption Insurance
Coverage Built for Restaurants
- Restaurant General Liability
- Equipment Breakdown & Food Spoilage
- Workers' Compensation
- Liquor Liability Insurance
- Employment Practices Liability
- Cyber Liability
- Commercial Automobile
Restaurant Insurance Solutions
- Restaurant General Liability
- Insurance for Fine Dining
- Property Insurance for Restaurant
- Franchise Restaurants
- Food Truck Insurance
- Bars, Restaurants & Kitchens
- Fast Food Franchise Insurance
Why Choose Us
Serving Businesses Large and Small
We help restaurant owners, bars, cafés, food trucks, and franchises review insurance options for their businesses. Our team focuses on restaurant exposures such as customer injuries, employee injuries, alcohol service, kitchen equipment, property, and delivery. Contact our restaurant insurance team to discuss your operations and coverage questions.
Restaurant insurance, compared across carriers
US Restaurant Insure is the restaurant and food service website of Provident Financial Group, a licensed independent insurance agency. Instead of quoting one insurer, we take one application and compare coverage from multiple carriers side by side: general liability, liquor liability, a business owner’s policy, property, workers’ compensation, equipment breakdown and spoilage, business interruption, hired and non-owned auto, cyber and employment practices liability. Pricing depends on your concept, alcohol sales, payroll, location and claims history, so we do not publish premium figures; we quote your actual operation.
Restaurant insurance by state
We are licensed in 22 states and Washington, DC. Each state guide covers its dram shop law, workers’ compensation rules, food safety permits and local coverage issues.
- Arizona
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Indiana
- Kansas
- Kentucky
- Maryland
- Massachusetts
- Michigan
- Nevada
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Texas
- Vermont
- Virginia
- Washington, DC
Insurance by type of food business
- Bars & taverns
- Breweries & taprooms
- Fine dining
- Fast casual
- Fast food & QSR
- Pizzerias
- Italian restaurants
- Mexican restaurants
- Taquerias
- Coffee shops & cafes
- Bakeries
- Delis & sandwich shops
- Dessert shops
- Ice cream shops
- Juice & smoothie bars
- Caterers
- Contract food service
- Ghost kitchens
- Food trucks
- Food trailers & concessions
- Food vendors & markets
- Franchise restaurants
Guides and answers
- All restaurant coverages explained
- Restaurant insurance requirements by state
- Liquor liability laws by state
- What drives restaurant insurance cost
- Certificates of insurance (COI)
- COI checklist for landlords and venues
- Compare coverage and carriers
- Restaurant insurance questions answered
- Your Restaurant Insurance Renewal: A Practical Checklist Before the Policy Expires
- Certificates of Insurance and Additional Insureds: What Landlords, Vendors, and Event Venues Ask Restaurants For
- Slip-and-Fall Claims at Restaurants: How Premises Liability Coverage Typically Responds
- Umbrella and Excess Liability for Restaurants: When Your Underlying Limits Aren’t Enough
Get Multiple Quotes within minutes. Or call (866) 964-6660.